Budget roughly 8–15% of the purchase price for buying costs in Italy, depending on whether you buy from a private seller or a developer and whether it is your main residence. Here are the main items.
Taxes: the biggest item
Buying from a private seller incurs registration tax (Imposta di Registro): 9% of the cadastral value for a second home, reduced to 2% for a main residence (prima casa). Buying from a developer, VAT (IVA) of 10% applies instead (4% prima casa, 22% for luxury).
On private sales the tax is often calculated on the (usually lower) cadastral value, not the price — which reduces the bill.
Notary (notaio): 1.5–3%
The notary is a neutral public officer who executes the deed, checks the land registry and pays the taxes. The fee is typically 1.5–3% of the price.
Agent commission: 2–4% + VAT
In Italy both sides usually pay commission. The buyer share is typically 2–4% of the price plus 22% VAT on the commission.
Optional: lawyer / translator
Many foreign buyers also engage a lawyer (avvocato) to review contracts — roughly €1,500–5,000. If your Italian is limited, the notary appointment legally requires a sworn interpreter and possibly a translation.
Calcolatore delle spese di acquisto
Stima le spese oltre al prezzo. Il risultato è un intervallo perché le spese notarili e di agenzia sono a loro volta intervalli.
Nelle vendite tra privati l'imposta di registro si calcola sul valore catastale, di norma più basso. Lascia vuoto per calcolare sul prezzo.
| Imposta | 31.500 € |
| Notaio | 5250 € – 10.500 € |
| Provvigione agenzia (IVA inclusa) | 8540 € – 17.080 € |
| Spese totali | 45.290 € – 59.080 €(12.9–16.9% del prezzo di acquisto) |
| Totale con il prezzo | 395.290 € – 409.080 € |
Valori indicativi, non consulenza fiscale o legale. Falli verificare da un notaio e da un commercialista prima di acquistare.